中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) -0.040 (-0.567%) 沽空 $8.53千万; 比率 24.865% │0.5倍│5.7厘建行(00939.HK) +0.010 (+0.112%) 沽空 $1.94亿; 比率 49.458% │0.5倍│5.8厘中行(03988.HK) -0.010 (-0.191%) 沽空 $1.18亿; 比率 34.141% │0.4倍│5.7厘农行(01288.HK) +0.050 (+0.829%) 沽空 $1.05亿; 比率 47.255% │0.6倍│5.1厘交行(03328.HK) -0.010 (-0.137%) 沽空 $2.15千万; 比率 44.135% │0.4倍│5.7厘邮储银行(01658.HK) -0.010 (-0.195%) 沽空 $5.49百万; 比率 30.782% │0.5倍│4.7厘招行(03968.HK) -0.280 (-0.589%) 沽空 $8.22千万; 比率 61.315% │1倍│4.4厘光大银行(06818.HK) +0.010 (+0.315%) 沽空 $2.95百万; 比率 42.781% │0.4倍│5.6厘民生银行(01988.HK) +0.010 (+0.276%) 沽空 $1.01千万; 比率 24.793% │0.3倍│5.2厘浙商银行(02016.HK) -0.010 (-0.400%) 沽空 $88.22万; 比率 9.326% │0.3倍│6.3厘重农行(03618.HK) +0.050 (+0.749%) 沽空 $3.34百万; 比率 9.916% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-05-13 12:25。)