中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.030 (+0.459%) 沽空 $1.96亿; 比率 17.433% │0.5倍│5.7厘建行(00939.HK) +0.030 (+0.370%) 沽空 $4.83亿; 比率 36.822% │0.5倍│5.8厘中行(03988.HK) +0.030 (+0.645%) 沽空 $2.40亿; 比率 26.433% │0.4倍│5.7厘农行(01288.HK) 0.000 (0.000%) 沽空 $1.34亿; 比率 32.097% │0.6倍│5.1厘交行(03328.HK) +0.010 (+0.146%) 沽空 $2.52千万; 比率 39.177% │0.4倍│5.7厘邮储银行(01658.HK) -0.040 (-0.802%) 沽空 $6.07千万; 比率 29.568% │0.5倍│4.7厘招行(03968.HK) -0.680 (-1.361%) 沽空 $1.42亿; 比率 18.646% │1倍│4.4厘光大银行(06818.HK) +0.030 (+0.915%) 沽空 $2.91百万; 比率 8.265% │0.4倍│5.6厘民生银行(01988.HK) +0.020 (+0.513%) 沽空 $8.89百万; 比率 14.744% │0.3倍│5.2厘浙商银行(02016.HK) +0.020 (+0.758%) 沽空 $71.32万; 比率 5.939% │0.3倍│6.3厘重农行(03618.HK) +0.030 (+0.478%) 沽空 $4.45百万; 比率 12.976% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-03-18 16:25。)