摩根士丹利发表中资金融行业今年展望报告，列出对内银H股今年市账率、年股本回报率及股息回报预测：股份│今年市账率预测│今年股本回报率预测│今年股息回报预测农行(01288.HK) -0.050 (-0.899%) 沽空 $8.49千万; 比率 34.703% │0.59倍│9.6%│5.1%工行(01398.HK) +0.040 (+0.630%) 沽空 $1.04亿; 比率 19.635% │0.48倍│9.1%│5.9%建行(00939.HK) +0.010 (+0.128%) 沽空 $2.07亿; 比率 32.752% │0.49倍│9.7%│5.9%中行(03988.HK) +0.010 (+0.222%) 沽空 $6.39千万; 比率 18.720% │0.46倍│8.5%│6.1%邮储银行(01658.HK) 0.000 (0.000%) 沽空 $5.03千万; 比率 47.772% │0.5倍│8.1%│5%招行(03968.HK) -0.360 (-0.758%) 沽空 $7.40千万; 比率 20.388% │0.92倍│12.6%│4%中信银行(00998.HK) +0.030 (+0.423%) 沽空 $1.41千万; 比率 16.811% │0.44倍│9.4%│6.3%民生银行(01988.HK) -0.030 (-0.798%) 沽空 $7.51百万; 比率 13.546% │0.26倍│5.1%│5.8%交行(03328.HK) -0.010 (-0.151%) 沽空 $7.81百万; 比率 22.223% │0.42倍│7.5%│5.8%光大银行(06818.HK) -0.050 (-1.538%) 沽空 $3.06百万; 比率 10.799% │0.31倍│7%│6.6%重农行(03618.HK) -0.180 (-3.087%) 沽空 $5.19百万; 比率 12.544% │0.4倍│8.5%│6.2%(wl/da)(港股报价延迟最少十五分钟。沽空资料截至 2026-01-19 12:25。)