摩根士丹利发表中资金融行业今年展望报告，列出对内银H股今年市账率、年股本回报率及股息回报预测：股份│今年市账率预测│今年股本回报率预测│今年股息回报预测农行(01288.HK) +0.040 (+0.775%) 沽空 $2.27千万; 比率 19.238% │0.59倍│9.6%│5.1%工行(01398.HK) +0.020 (+0.315%) 沽空 $2.40亿; 比率 33.298% │0.48倍│9.1%│5.9%建行(00939.HK) +0.050 (+0.642%) 沽空 $2.75亿; 比率 34.448% │0.49倍│9.7%│5.9%中行(03988.HK) +0.020 (+0.447%) 沽空 $1.29亿; 比率 33.328% │0.46倍│8.5%│6.1%邮储银行(01658.HK) +0.020 (+0.413%) 沽空 $1.89千万; 比率 41.513% │0.5倍│8.1%│5%招行(03968.HK) +0.860 (+1.810%) 沽空 $1.14亿; 比率 45.052% │0.92倍│12.6%│4%中信银行(00998.HK) +0.130 (+1.876%) 沽空 $4.52百万; 比率 12.871% │0.44倍│9.4%│6.3%民生银行(01988.HK) +0.030 (+0.775%) 沽空 $7.42百万; 比率 24.191% │0.26倍│5.1%│5.8%交行(03328.HK) +0.120 (+1.810%) 沽空 $2.65千万; 比率 45.069% │0.42倍│7.5%│5.8%光大银行(06818.HK) +0.020 (+0.621%) 沽空 $1.03百万; 比率 9.116% │0.31倍│7%│6.6%重农行(03618.HK) +0.150 (+2.555%) 沽空 $5.67百万; 比率 9.474% │0.4倍│8.5%│6.2%(wl/da)(港股报价延迟最少十五分钟。沽空资料截至 2026-03-05 12:25。)