摩根士丹利发表中资金融行业今年展望报告，列出对内银H股今年市账率、年股本回报率及股息回报预测：股份│今年市账率预测│今年股本回报率预测│今年股息回报预测农行(01288.HK) +0.140 (+2.597%) 沽空 $1.62亿; 比率 38.323% │0.59倍│9.6%│5.1%工行(01398.HK) +0.120 (+1.923%) 沽空 $2.80亿; 比率 24.341% │0.48倍│9.1%│5.9%建行(00939.HK) +0.110 (+1.436%) 沽空 $2.66亿; 比率 18.222% │0.49倍│9.7%│5.9%中行(03988.HK) +0.040 (+0.895%) 沽空 $1.30亿; 比率 21.669% │0.46倍│8.5%│6.1%邮储银行(01658.HK) +0.060 (+1.195%) 沽空 $4.34千万; 比率 22.951% │0.5倍│8.1%│5%招行(03968.HK) +0.540 (+1.158%) 沽空 $3.00亿; 比率 37.866% │0.92倍│12.6%│4%中信银行(00998.HK) +0.230 (+3.290%) 沽空 $5.79千万; 比率 28.481% │0.44倍│9.4%│6.3%民生银行(01988.HK) +0.050 (+1.316%) 沽空 $1.60千万; 比率 7.287% │0.26倍│5.1%│5.8%交行(03328.HK) +0.090 (+1.374%) 沽空 $6.76千万; 比率 35.226% │0.42倍│7.5%│5.8%光大银行(06818.HK) +0.020 (+0.625%) 沽空 $6.18百万; 比率 20.566% │0.31倍│7%│6.6%重农行(03618.HK) +0.010 (+0.175%) 沽空 $1.12千万; 比率 16.491% │0.4倍│8.5%│6.2%(wl/da)(港股报价延迟最少十五分钟。沽空资料截至 2026-01-27 16:25。)