摩根士丹利发表中资金融行业今年展望报告，列出对内银H股今年市账率、年股本回报率及股息回报预测：股份│今年市账率预测│今年股本回报率预测│今年股息回报预测农行(01288.HK) +0.060 (+1.163%) 沽空 $7.12千万; 比率 41.749% │0.59倍│9.6%│5.1%工行(01398.HK) +0.090 (+1.417%) 沽空 $2.27亿; 比率 32.416% │0.48倍│9.1%│5.9%建行(00939.HK) +0.150 (+1.928%) 沽空 $3.57亿; 比率 39.162% │0.49倍│9.7%│5.9%中行(03988.HK) +0.010 (+0.221%) 沽空 $1.74亿; 比率 33.055% │0.46倍│8.5%│6.1%邮储银行(01658.HK) +0.040 (+0.823%) 沽空 $2.64千万; 比率 26.340% │0.5倍│8.1%│5%招行(03968.HK) +0.060 (+0.125%) 沽空 $8.90千万; 比率 34.022% │0.92倍│12.6%│4%中信银行(00998.HK) 0.000 (0.000%) 沽空 $6.02百万; 比率 11.270% │0.44倍│9.4%│6.3%民生银行(01988.HK) -0.050 (-1.241%) 沽空 $2.83百万; 比率 13.937% │0.26倍│5.1%│5.8%交行(03328.HK) +0.090 (+1.339%) 沽空 $2.19千万; 比率 46.098% │0.42倍│7.5%│5.8%光大银行(06818.HK) +0.020 (+0.617%) 沽空 $75.99万; 比率 5.698% │0.31倍│7%│6.6%重农行(03618.HK) +0.170 (+2.957%) 沽空 $5.87百万; 比率 15.011% │0.4倍│8.5%│6.2%(wl/da)(港股报价延迟最少十五分钟。沽空资料截至 2026-03-03 12:25。)