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積金評級:3月強積金投資虧損6.27% 每人平均蝕2.1萬元
積金評級數據顯示,3月強積金投資虧損達6.27%,是強積金自2022年9月以來表現最差的月份。虧損金額約1,020億元,以絕對值計屬有紀錄以來最大的單月虧損金額,相當於每名成員虧損21,326.5元,幾乎抹去2025年全年收益的一半,並導致2026年第一季投資虧損達312億元,,屬自2022年以來首次第一季錄得負回報,相當於每名成員虧損6,506元。受韓國股...
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積金評級:3月強積金投資虧損6.27% 每人平均蝕2.1萬元
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積金評級數據顯示,3月強積金投資虧損達6.27%,是強積金自2022年9月以來表現最差的月份。虧損金額約1,020億元,以絕對值計屬有紀錄以來最大的單月虧損金額,相當於每名成員虧損21,326.5元,幾乎抹去2025年全年收益的一半,並導致2026年第一季投資虧損達312億元,,屬自2022年以來首次第一季錄得負回報,相當於每名成員虧損6,506元。

受韓國股市大幅下跌拖累,亞洲股票表現疲弱;同時,日本股票亦錄得顯著跌幅,兩者均成為3月份表現最差的強積金資產類別。然而,若以2026年至今累計表現計算,美國股票仍然墊底。

計入供款後,強積金總資產於3月底約為1.532萬億元,按月減少992億元,相當於每名成員平均賬戶結餘為319,561元,按月減少20,701元。

積金評級主席叢川普表示,這次重大虧損並非強積金制度本身的問題,而是源於美以兩國在中東的軍事干預所引發的連鎖效應,導致能源價格飆升、市場波動加劇,以及通脹與經濟衰退憂慮顯著升溫。

不過,他指歷史數據顯示強積金成員仍應保持樂觀。自強積金成立以來,在第一季錄得虧損的年份中,仍有60%的機會全年錄得正回報。關鍵在於保持紀律,專注於長期分散投資。(ss/da)

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