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<Results> Harbin Bank (06138.HK) Full-Year Net Profit Rises 24.6% to RMB1.146 Billion
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Harbin Bank (06138.HK) announced its full-year results for the year ended last December, with revenue of RMB14.546 billion, up 2.1% year-on-year. The net profit was RMB1.146 billion, up 24.6% year-on-year; earnings per share were RMB0.05. No dividend was declared.

As of December 31, 2025, the core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and capital adequacy ratio were 8.48%, 12.28%, and 13.52%, respectively, all meeting regulatory requirements.

The group's non-performing loan balance was RMB11.4925 billion, with a non-performing loan ratio of 2.80%, down 0.04 percentage points from the end of the previous year; the provision coverage ratio was 198.26%, down 4.33 percentage points from the end of the previous year; the loan impairment loss reserve ratio was 5.55%, down 0.20 percentage points from the end of the previous year. (ha/u)
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