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CN Commercial Bank NP at RMB656.8B in 1Q; NPL Ratio Edges Up
By the end of the first quarter of 2025, commercial banks of China manifested a cumulative net profit of RMB656.8 billion, as revealed by the data from the National Financial Regul...
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CN Commercial Bank NP at RMB656.8B in 1Q; NPL Ratio Edges Up
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By the end of the first quarter of 2025, commercial banks of China manifested a cumulative net profit of RMB656.8 billion, as revealed by the data from the National Financial Regulatory Administration for the first quarter of 2025.

The average return on capital was 8.82%, up 0.72 ppts from the end of the previous quarter. The average return on assets was 0.68%, up 0.05 ppts from the end of the previous quarter. The balance of non-performing loans (NPLs) was RMB3.4 trillion, an increase of RMB157.4 billion from the end of the previous quarter; the NPL ratio for commercial banks stood at 1.51%, up 0.01 ppt from the end of the previous quarter.

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