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<CN Home>Zhengzhou To Trim Interest Rates for Provident Fund Loans by 0.25 ppts
The Zhengzhou Housing Provident Fund Management Center announced that the interest rates of the personal housing provident fund loans will be revised down by 0.25 ppts effective to...
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<CN Home>Zhengzhou To Trim Interest Rates for Provident Fund Loans by 0.25 ppts
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The Zhengzhou Housing Provident Fund Management Center announced that the interest rates of the personal housing provident fund loans will be revised down by 0.25 ppts effective tomorrow (8th).

Post-adjustment, first-home loan rates will be 2.1% for terms up to 5 years or below and 2.6% for terms over 5 years, while second-home loan rates will be no lower than 2.525% for terms up to 5 years or below and 3.075% for terms over 5 years.

Related NewsImports YoY for Apr in China is 0.8%, higher than the previous value of -4.3%. The forecast was -5.9%.
Loans already disbursed will adopt the new rates from January 1, 2026, while loans approved but not yet disbursed will follow the latest rates. This measure aims to relieve the financial burden on homebuyers.

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